Alice pays Bob `<payment_amount>`, e.g., 1000, `gold`:
- Bob creates receiver program
```bash
-$./bytomcli create-account-receiver bob
+$./bytomcli create-account-receiver bob
+```
+responses like this:
+```
+responses:map[control_program:766baa207b73a71a9e8a77ace69bdd5d68fdfacc841bfdd5d6e0057a331846c24ac222e35151ad696c00c0 expires_at:2017-12-30T17:10:01.915062361+08:00]
```
- off-chain transfers receiver program to alice
- Alice builds transaction and then makes this transacion on-chain
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